Crystal Coleman

Principal CLA Sacramento (Roseville), CliftonLarsonAllen

Crystal Coleman began at CliftonLarsonAllen as an audit principal in 2017 when GALLINA LLP joined the firm. Previously, Coleman was the controller of a privately held sales and distribution company after working as an operations manager with two large financial institutions. In addition to her responsibilities at CLA, she has taught accountancy courses at California State University, Sacramento since 1997 and currently teaches graduate-level accounting courses at the University of California, Davis. She received a master’s in accountancy and MBA from California State University, Sacramento, as well as a bachelor’s from California Polytechnic State University, San Luis Obispo. Coleman has a Certified Employee Benefit Specialist designation from the International Foundation of Employee Benefit Plans and the Wharton School of the University of Pennsylvania.

Joseph A. Garofolo

Partner, Garofolo & Ramsdell LLP

Joseph A. Garofolo began his career in the field of employee benefits in 1999 with the U.S. Department of Labor, Pension and Welfare Benefits Administration (now the Employee Benefits Security Administration). At the DOL, he performed research and analysis relating to government investigations of potential violations of the Employee Retirement Income Security Act of 1974, as amended. Garofolo has provided advice to clients in both transactional and litigation settings regarding fiduciary compliance, service provider arrangements and issues relating to the design, management and administration of employee benefits plans. He has served as counsel for training trusts and other employee welfare benefit plans, service providers and plan participants and has defended DOL investigations.

Roy C. Tusom III

CPCU, AFSB, Vice President, Multiemployer/Public Sector Plan Segment Leader, Chubb North America Financial Lines

Roy Tusom is responsible for fiduciary liability product and strategy development for multiemployer, multiple employer and public sector plans, as well as cross-selling other coverage lines, including employee benefit plan fiduciary dishonesty. He joined Chubb as a surety underwriter and has held several key management positions. He has also managed Chubb’s Specialty Underwriting Risk Center for the New York City, Atlanta, Washington D.C., and Tampa regions, overseeing strategy execution on publicly traded companies purchasing directors and officers, employment practices liability insurance, fiduciary, crime, kidnap ransom, workplace violence, cyber, miscellaneous professional and media liability. Tusom holds Chartered Property and Casualty Underwriter and Associate in Fidelity and Surety Bonding professional designations and has a degree in economics from Kalamazoo College.

David P. Wolds

Shareholder/President, Wolds VanderWal

David Wolds assists clients in the establishment and administration ERISA-covered employee benefit plans for collectively and noncollectively bargained employees. He represents employee benefit plans and fiduciaries in litigation involving ERISA preemption, employee benefits claim and fiduciary duty cases. He provides counsel to fiduciaries of pension, health and medical, vacation and apprentice training plans. He has represented clients in collective bargaining negotiations, trust fund collection and damage suits under Sections 301 and 303 of the Labor-Management Relations Act, NLRB proceedings involving elections and unfair labor practices, wrongful discharge litigation, federal and state wage and hour cases, discrimination and harassment claims and constitutional challenges to public works laws and restrictive trade practices. Wolds earned a bachelor’s from Central Michigan University and juris doctor from the University of Southern California Gould School of Law.